About Diamond Property Finance

The ‘Diamond Property Difference’ lies in our ability to look beyond automated algorithms. Our founders, Paul and Kate Fredericks, bring a formidable heritage from NatWest Private Banking to every deal we structure. Paul Fredericks (CeMAP, CeRER), our Specialist Finance Architect, excels in technical cases involving Multi-Unit Blocks (MUB) and Development Finance. Working alongside him, Kate Fredericks serves as our Specialist Finance Consultant, focusing on the sophisticated needs of High Net Worth Individuals (HNWI) and Expat/Foreign National clients. By choosing our boutique approach, you gain access to exclusive private banks and specialist lenders that are not available to the general public.

Combining over 35 years of experience in the financial industry, Paul and Kate have built Diamond Property Finance to be a beacon for clients with complex requirements. We specialise in securing high-value, specialist finance where traditional High Street lenders often fail. Our boutique brokerage was built on the philosophy that every client deserves a bespoke deal structure rather than a ‘tick-box’ decline.

We operate with the precision of senior financial analysts and the touch of a concierge. Whether navigating HMO/MUB deal structuring, bridging finance, or Expat mortgages, we bridge the gap between ‘computer says no’ and successful completion. Diamond Property Finance is also authorised and regulated by the Financial Conduct Authority (FCA No: 1039438).

At Diamond Property Finance, we believe everyone deserves the opportunity to own their dream home or expand their investment portfolio. Our mission is to make property ownership accessible, ensuring our clients feel informed, empowered, and supported throughout the mortgage process.

MEET THE FOUNDERS

Paul Fredericks (CeMAP, CeRER): Director & Specialist Finance Architect

Paul Fredericks

CeMAP, CeRER

Director & Specialist Finance Architect

As the Specialist Finance Architect at Diamond Property Finance, Paul brings decades of elite experience from the NatWest Private Banking sector. He specialises in the technical “engineering” of complex debt, moving beyond standard lending criteria to find solutions for Multi-Unit Blocks (MUB), HMOs, and Property Development.

With a focus on Bespoke Deal Structuring, Paul acts as the bridge between professional landlords and the exclusive private bank networks required for high-leverage and technical property acquisitions.

Core Expertise

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HMO/MUB Technical Stress-Testing

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Bridging Finance

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Development Finance

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Portfolio Refinancing

Kate Fredericks

Director & Specialist Finance Consultant

Kate is a Specialist Finance Consultant with a formidable background in managing complex financial relationships for High Net Worth Individuals (HNWIs). Her heritage in Private Banking ensures that every client receives a boutique, concierge-level experience where the human element of property ownership is never lost in the numbers.

Kate leads our advisory for Expats and Foreign Nationals, ensuring that clients with international income streams or non-standard residency status can secure the competitive UK property finance they require.

Core Expertise

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Expat & Foreign National Mortgages

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HNW Residential Lending

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Bridging Loans

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Commercial Asset Financing

Paul Fredericks (CeMAP, CeRER): Director & Specialist Finance Architect

OUR APPROACH

Our approach centres on simplicity, transparency, and a client-first focus. We understand that a mortgage is one of the most significant financial decisions our clients will make, so we work closely with them to provide a seamless, stress-free experience.

Our process begins with a bespoke consultation to understand your unique financial position, followed by expert deal structuring to match your requirements with the most suitable specialist lender. Whether you’re buying your first home, expanding your property investments, or financing a business venture, our team takes the time to understand your needs and delivers customised solutions that align with your financial goals.

OUR VISION

At Diamond Property Finance, our vision is to provide a professional, personalised, and honest mortgage service that caters to each client’s unique needs. We aim to set the gold standard for specialist mortgage advice, ensuring that even the most complex cases find a clear path to completion. We believe in building long-lasting relationships and guiding clients through the entire mortgage journey, from the initial conversation to completion. Our team is committed to transparency, offering clear and concise information that empowers clients to make informed choices with ease and confidence.

We understand the importance of treating clients like family. By delivering a supportive, client-focused experience, we strive to make the mortgage process as smooth and stress-free as possible, allowing clients to focus on achieving their dreams.

WHY CHOOSE DIAMOND PROPERTY FINANCE

As a premier specialist property finance brokerage, our value is defined by our ability to secure market-leading terms across complex bridging, commercial, and residential sectors where standard lenders often decline

 

experience

Extensive Market Access

With access to over 150 lenders, we offer exclusive financing options not available to the general public. Our close relationships with decision-makers at major lending institutions allow us to secure fast responses and favourable terms tailored to each client.

Tailored solutions

Experienced and Client-Focused Team

Founded by experts Paul and Kate, Diamond Property Finance brings deep industry knowledge and experience. Our team is dedicated to providing professional, high-quality service, guiding clients with expertise and care, no matter how complex their financial needs.

competitive rates

Transparent and Proactive Communication

We prioritise keeping you informed and providing transparent, proactive communication at each stage. Our client-centred approach ensures you’re never left wondering about the next step, and we’re here to answer questions and offer guidance throughout your journey.

competitive rates

Bespoke Solutions for Every Client

No two clients are alike, and neither are their financing needs. We create tailored mortgage solutions to meet specific requirements, helping clients achieve their property goals with confidence.

Start Your Property Finance Journey with Confidence

Whether you’re just beginning to explore your options or have a specific financing need, Diamond Property Finance is here to help. Our client-centred approach, extensive industry expertise, and access to exclusive lender networks ensure a smooth and successful mortgage experience. Contact us today to learn how we can support you in achieving your property finance goals.

TESTIMONIALS

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John H profile picture
John H
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My investment consultancy has worked with Diamond Property Finance for several years, and they’ve become one of those partners you’re genuinely grateful to have on your side. Anyone who’s built partnerships in property knows how tricky they can be to maintain, expectations are high, situations change quickly, and problems are pretty much guaranteed to pop up. What sets Diamond apart is how consistently they show up. Their communication is excellent, they’re proactive rather than reactive, and no matter the challenge, they’re never flustered - just calmly focused on finding the right solution. Their knowledge of the mortgage landscape is seriously impressive. Different clients, different circumstances, different goals - they tailor their approach accordingly. We regularly refer our prospective property investors to them, confident that they’ll be looked after properly. Time and again, our clients come back not only impressed by the rates Diamond secures, but by the guidance, clarity, and reassurance they receive throughout what can be a pretty daunting process. Expectations aren’t just met, they’re usually exceeded. We’re proud to work with them.
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Holly Morris profile picture
Holly Morris
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Diamond Property Finance have been absolutely brilliant in assisting us with our property purchase. They have been efficient, proactive, and have gone above and beyond to ensure that the process went as smoothly as possible. Paul, Samantha and Kate are all incredibly friendly, knowledgeable and efficient - they were available to help throughout the process, even when their "part" was done. They made a stressful process infinitely easier - we can't recommend them enough.
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Ashkan Nejad profile picture
Ashkan Nejad
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I honestly cannot thank Paul, Katie, and Sam enough. From start to finish, they were exceptional at what they do. Professional, knowledgeable, responsive, and genuinely supportive throughout the entire process. Nothing was ever too much trouble - every question was answered clearly, every step was explained, and I always felt completely confident knowing they were handling everything. They went above and beyond to make what could have been a stressful process feel smooth and straightforward. If you’re looking for mortgage brokers who truly care, know their stuff inside out, and deliver outstanding results, look no further. I wouldn’t hesitate to recommend them to anyone - absolute five-star service.
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Anatolii Yarmus profile picture
Anatolii Yarmus
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Dear All, We would like to express our sincere gratitude to everyone who contributed to the successful purchase of our new home. We are truly delighted that the process has now been completed, and we are very grateful for your professionalism, support, and dedication at every step. From the very beginning, we felt confident knowing that we were working with people who care. Your expertise helped make a complex process smooth and well-organised. Whether it was finding the right property, securing financing, managing legal aspects, or coordinating all the necessary details – your efforts made all the difference. Thank you for your patience, clear communication, and teamwork. We genuinely appreciate the time and energy you invested in this project. It has been a pleasure working with you, and we are very thankful for your contribution. We are excited to begin this new chapter, and we will always remember your support along the way. With appreciation and warm regards, Anatolii!
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murshed ahmed profile picture
murshed ahmed
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Fantastic service, easy to communicate with & regular updates from Samantha. Thank you for securing a good deal. I highly recommend Diamond Property Finance.
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jessica Hurley profile picture
jessica Hurley
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I want to extend my heartfelt gratitude to Samantha, Paul, and Kate. They brought a deal to our attention here at Octopus, and while we faced some challenges along the way, Samantha truly excelled at managing the process, ensuring it moved forward smoothly to completion. It's refreshing to work with a brokerage that genuinely cares about their clients' deals and strives to provide the best possible service. Their approach is quick, friendly, and efficient. Thank you for your dedication! We will look forward to working with you again in the near future.
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Zubair Qadir profile picture
Zubair Qadir
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Samantha, who handled my case, was truly amazing. Katie and Paul were also very helpful and always quick to respond. Samantha and Paul answered all my questions, no matter how small, with patience. Even when my first offer fell through on the valuation, they supported me fully and never made me feel like I was causing a delay. I’m very thankful for their support and would highly recommend Diamond Property Finance to anyone buying a home.
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Michael Blesic profile picture
Michael Blesic
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Fantastic service, the speed and expertise of Paul and the team made the vital difference in securing our property.
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ben hebblethwaite profile picture
ben hebblethwaite
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Very efficient service and they sourced a mortgage deal for me when I thought it wasn’t possible. Would love to use them again.
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Angelique profile picture
Angelique
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Diamond have been great, supported me all the way. Very quick to respond and always answer any questions I had. Big thank you to the Team Paul, Kate and Samantha!

The following testimonials reflect our reputation as a trusted property finance partner, showcasing our ability to navigate complex lending hurdles and deliver bespoke mortgage outcomes for our diverse clientele.

Diamond Property Finance
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