The ‘Diamond Property Difference’ lies in our ability to look beyond automated algorithms. Our founders, Paul and Kate Fredericks, bring a formidable heritage from NatWest Private Banking to every deal we structure. Paul Fredericks (CeMAP, CeRER), our Specialist Finance Architect, excels in technical cases involving Multi-Unit Blocks (MUB) and Development Finance. Working alongside him, Kate Fredericks serves as our Specialist Finance Consultant, focusing on the sophisticated needs of High Net Worth Individuals (HNWI) and Expat/Foreign National clients. By choosing our boutique approach, you gain access to exclusive private banks and specialist lenders that are not available to the general public.
Combining over 35 years of experience in the financial industry, Paul and Kate have built Diamond Property Finance to be a beacon for clients with complex requirements. We specialise in securing high-value, specialist finance where traditional High Street lenders often fail. Our boutique brokerage was built on the philosophy that every client deserves a bespoke deal structure rather than a ‘tick-box’ decline.
We operate with the precision of senior financial analysts and the touch of a concierge. Whether navigating HMO/MUB deal structuring, bridging finance, or Expat mortgages, we bridge the gap between ‘computer says no’ and successful completion. Diamond Property Finance is also authorised and regulated by the Financial Conduct Authority (FCA No: 1039438).
At Diamond Property Finance, we believe everyone deserves the opportunity to own their dream home or expand their investment portfolio. Our mission is to make property ownership accessible, ensuring our clients feel informed, empowered, and supported throughout the mortgage process.
MEET THE FOUNDERS
Paul Fredericks
CeMAP, CeRER
Director & Specialist Finance Architect
As the Specialist Finance Architect at Diamond Property Finance, Paul brings decades of elite experience from the NatWest Private Banking sector. He specialises in the technical “engineering” of complex debt, moving beyond standard lending criteria to find solutions for Multi-Unit Blocks (MUB), HMOs, and Property Development.
With a focus on Bespoke Deal Structuring, Paul acts as the bridge between professional landlords and the exclusive private bank networks required for high-leverage and technical property acquisitions.
Core Expertise
HMO/MUB Technical Stress-Testing
Bridging Finance
Development Finance
Portfolio Refinancing
Kate Fredericks
Director & Specialist Finance Consultant
Kate is a Specialist Finance Consultant with a formidable background in managing complex financial relationships for High Net Worth Individuals (HNWIs). Her heritage in Private Banking ensures that every client receives a boutique, concierge-level experience where the human element of property ownership is never lost in the numbers.
Kate leads our advisory for Expats and Foreign Nationals, ensuring that clients with international income streams or non-standard residency status can secure the competitive UK property finance they require.
Core Expertise
Expat & Foreign National Mortgages
HNW Residential Lending
Bridging Loans
Commercial Asset Financing
OUR APPROACH
Our approach centres on simplicity, transparency, and a client-first focus. We understand that a mortgage is one of the most significant financial decisions our clients will make, so we work closely with them to provide a seamless, stress-free experience.
Our process begins with a bespoke consultation to understand your unique financial position, followed by expert deal structuring to match your requirements with the most suitable specialist lender. Whether you’re buying your first home, expanding your property investments, or financing a business venture, our team takes the time to understand your needs and delivers customised solutions that align with your financial goals.
OUR VISION
At Diamond Property Finance, our vision is to provide a professional, personalised, and honest mortgage service that caters to each client’s unique needs. We aim to set the gold standard for specialist mortgage advice, ensuring that even the most complex cases find a clear path to completion. We believe in building long-lasting relationships and guiding clients through the entire mortgage journey, from the initial conversation to completion. Our team is committed to transparency, offering clear and concise information that empowers clients to make informed choices with ease and confidence.
We understand the importance of treating clients like family. By delivering a supportive, client-focused experience, we strive to make the mortgage process as smooth and stress-free as possible, allowing clients to focus on achieving their dreams.
WHY CHOOSE DIAMOND PROPERTY FINANCE
As a premier specialist property finance brokerage, our value is defined by our ability to secure market-leading terms across complex bridging, commercial, and residential sectors where standard lenders often decline
Extensive Market Access
With access to over 150 lenders, we offer exclusive financing options not available to the general public. Our close relationships with decision-makers at major lending institutions allow us to secure fast responses and favourable terms tailored to each client.
Experienced and Client-Focused Team
Founded by experts Paul and Kate, Diamond Property Finance brings deep industry knowledge and experience. Our team is dedicated to providing professional, high-quality service, guiding clients with expertise and care, no matter how complex their financial needs.
Transparent and Proactive Communication
We prioritise keeping you informed and providing transparent, proactive communication at each stage. Our client-centred approach ensures you’re never left wondering about the next step, and we’re here to answer questions and offer guidance throughout your journey.
Bespoke Solutions for Every Client
No two clients are alike, and neither are their financing needs. We create tailored mortgage solutions to meet specific requirements, helping clients achieve their property goals with confidence.
Start Your Property Finance Journey with Confidence
Whether you’re just beginning to explore your options or have a specific financing need, Diamond Property Finance is here to help. Our client-centred approach, extensive industry expertise, and access to exclusive lender networks ensure a smooth and successful mortgage experience. Contact us today to learn how we can support you in achieving your property finance goals.
TESTIMONIALS
The following testimonials reflect our reputation as a trusted property finance partner, showcasing our ability to navigate complex lending hurdles and deliver bespoke mortgage outcomes for our diverse clientele.